Call your lender immediately to discuss alternatives to foreclosure. If you can afford one, consider contacting an attorney. If you are unable to hire an attorney, some organizations like Legal Aid offer assistance to those who qualify. Visit our foreclosure Resources page to learn more.

There is no set period of time to complete a foreclosure. However, there are specific periods of time in which you are required to respond to notices from your lender. In most cases, you have 20 days to respond once you have been served with foreclosure complaint. If possible, consult with an attorney regarding your legal options.

Be cautious of any firm that claims it can stop a foreclosure action. The reality is, once a foreclosure action has been initiated, only a legal agreement between you and your lender can halt the process. Many of the foreclosure “experts” who claim to be able to stop a foreclosure charge substantial fees upfront and provide little in the way of

Your mortgage provider and a HUD-approved housing counselor will be able to determine if you qualify for any of the alternatives. Visit our foreclosure Resources page for more information on HUD and a HUD-approved housing counselor.

Starting in 2008, foreclosures in Central Florida began to increase at an alarming rate, reaching a peak in 2009. Even as foreclosure filings have fluctuated in recent years, Florida has consistently ranked as one of the top states in foreclosures. A recent RealtyTrac study finds 1 in every 400 Florida homes is in foreclosure. In Orange County, the numbers are even...

Because of the complex legal and financial details associated with the foreclosure process, homeowners at risk of foreclosure and those in foreclosure often have many questions. While the FAQs below are not inclusive, they do provide a baseline of information to help you take the first steps in resolving your mortgage issue.

The Orange County Clerk of Courts is proud to partner with the Orange County Bar Association to provide residential foreclosure information. The Bar Association and its Legal Aid Society are two of many organizations that offer assistance to those facing foreclosure.

As the old saying goes, if it sounds too good to be true, it probably is. That’s a good adage to keep in mind if you decide to seek assistance in avoiding foreclosure. There is no shortage of questionable people or companies offering to “rescue” you from foreclosure. The reality is there are no quick-fixes for a foreclosure action. Be wary of anyone who claims he or she can &ldq...